If you have decided to submit an Income Protection Insurance application on line via the internet, there will generally be a telephone number or help page to guide you and help you along with any issues you may have. Sometimes insurance policies can be cheaper or have an offer on if you buy the product on line.

They can be things like discounts, vouchers, free pens, free periods of insurance and many more. The reasons the insurance companies do this is because you are applying and inputting all of the information yourself on line therefore cutting out the need to contact one of their call centres and in return they may offer one of the above incentives.

The incentives can also be used to lure customers in for the ‘free goodies’ as a way of keeping their competitors at bay. Although these offers may sound good always check the terms and conditions.